Congratulations on taking this first step towards your own home, investment property or refinancing for needed funds. I am Julie Garcia Perry and have been originating commercial and residential loans since 1996.

That year I had a horible experience financing my first home. I decided that there had to be a better way to help people. Working as a flight attendant for the world’s largest airline for 21 years taught me the importance of customer service. I combined this experience with my college business education and started my journey as a loan originator.

I first asked my parents about their home buying experience. Nothing about their loan was explained to them except to pay the loan on time for the next 30 years. Not even that small amounts added to the payment would pay off the loan much sooner. I continued to interview more friends, family and my clients. All had similar experiences of being kept in the dark. Worse many were denied loans with no explanation and believed it was not possible for them to qualify for a loan. But with my help and simple changes they got their loan. I decided to dedicate Friendly Hills Financing to help people achieve their financial dreams.